Even if you are planning on selling your current vehicle it is important that you have car insurance to protect you from theft up until the moment the motor is no longer yours.

The Herald recently highlighted new scams that are affecting Ireland’s car owners, which is leaving them out-of-pocket and without a vehicle. A larger number of Irish motorists may currently be choosing to sell their vehicle privately rather than going through a garage. As is often the case, some companies offer less for used cars than owners wish to receive, meaning selling cars privately is more attractive – especially in the financial climate. Rather than letting your car insurance lapse, you are recommended to continue payments in order to protect the vehicle that you are selling. This can help you to avoid motor scams that have recently hit the headlines.

Thieves have been successfully swiping cars from their current owners after they have gained the sellers trust and taken the keys of the motor. To lessen your chances of being a victim of theft, you are advised to always go on test drives with those people who are interested in purchasing your vehicle. Other suggestions include passing the keys over to the potential buyer once you are seated in the passenger side of the car. This ensures that the interested party cannot drive away with the motor while you are not in it, which has occurred in some cases.

You should also politely turn down the buyer if he or she offers to leave the keys of their vehicle with you as security. Occasionally cars that have been left in this way have been previously stolen specifically to scam sellers. Another way thieves may try to take your car is by substituting your keys for other similar kinds, unbeknown to you. Once the culprit has the proper key he may return at a later date to simply drive your car away, while it is unattended.

To avoid being out-of-pocket following the theft of your motor you ought to make sure it is covered by car insurance. Third Party Fire and Theft and Comprehensive policies will provide you with adequate protection if your vehicle is snatched. If you are the victim of this kind of car crime then your insurance will provide you with money to replace your motor. As well as supplying funds in the event of vehicle theft, both these policies will also pay out to damage caused to cars should they be set on fire and destroyed.

Rochelle Martinez, Freelance Web Content Article Writer for three years. Some of her articles are about http://www.quinn-direct.com.

Article Source:http://www.articlesbase.com/insurance-articles/motor-insurance-advised-for-theft-protection-1384603.html

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