Get a Good Deal on Your Health Insurance Without Getting Ripped-Off
Whether you currently have health insurance, are looking to purchase it, or believe it is simply something you cannot afford to buy, Get a Good Deal on Your Health Insurance Without Getting Ripped-Off offers every consumer a complete and concise guide to getting the most from individual, small business, Medicare, Medigap, and employer health insurance. * Advice from health insurance agents and financial advisors* A step-by-step process that guides you through buying health insura (more…)
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My husband and I recently had to select a family health-insurance plan provided through his employer. We were given three options and had very differing opinions. While I am comfortable with bigger deductibles and lower monthly premiums, my husband prefers the more conservative, cadillac of insurances where we pay almost nothing for doctor visits, deductibles, prescriptions, etc. While this is certainly an appealing concept, is it really necessary, especially when the cost of such insurance is so ridiculously high? The tools provided in this book helped us to truly evaluate the value of each plan in how they relate to our family. It’s nice to finally understand some of the complexities of insurance from a perspective other than an insurance agent.
I’m one of those people who has always had insurance through an employer, and grumbled about how much I’m paying when i don’t need or use most of the services. Pletzke’s book was an eye-opener, showing me that there is an alternative to paying high premiums through an employer, and in fact that it may be safer (in case of layoffs or illness) to buy health insurance on your own. He does an excellent job of demystifying insurance jargon, and provides lots of workbook-type examples. And the personal tone of voice makes it a real easy read.
Do you feel like you are paying too much for your health insurance? Before you go out and replace your current health insurance plan, you need to do your research to understand the different options that are available for you to choose from. This book provided me with an understanding of the different options and explained what the different health plans really mean in terms of coverage and out-of-pocket expenses. The content is presented in an easy to understand format and I guarantee you will understand more about health insurance plans and out-of-pocket expenses after reading this book.
Years ago, health insurance was almost always provided by your employer. The only choice you had to make through your Human Resources Manager was whether to choose plan A, B, or C. Today, more individuals are purchasing health insurance on their own. As the cost of health care continues to rise, many employers can no longer afford to provide their employees with health insurance. Some employers are even offering their employees more affordable options that are described with words like “consumer directed”, “high deductible”, and “HSA”. What does this mean for you? My advice to you — before you go out and purchase health insurance on your own, you should get up to speed on some important issues that can save you thousands of dollars and avoid making painful mistakes selecting the wrong plan for you/your family. Purchasing health insurance requires a level of knowledge that many of us are not comfortable with. This book will take the mystery out of health care shopping and save you money in the process.
5.0 out of 5 stars
BEST RESOURCE FOR UNDERSTANDING HEALTH INSURANCE!
This book clearly and distinctly explains the considerations to know when looking for the best plans for your needs.
5.0 out of 5 stars
Much more than expected!!
As someone who always has had an employer sponsored health care plan, I was surprised that going out on my own would be more cost effective.
1.0 out of 5 stars
You’ve Got To Be Kidding?
What makes this self-proclaimed expert an expert? He bought an insurance policy. Woohoo! Well guess what? So have millions of other people.